Hurricanes are storms that form over tropical or subtropical water and have the potential to produce devastating winds and flooding from storm surge and extreme rainfall. Both flooding and high winds are dangerous safety risks and cause significant property damage.

Extreme climate and weather-related events, including prolonged droughts, scorching wildfires, severe storms, and floods, are on the rise across the United States. Damaging hurricanes happen more frequently; 100-year floods occur with regularity; wildfires spread to places once thought beyond the reach of flames.